Credit Card Processing Residual Income

Shaw Merchant Group
2 min readMar 7, 2024
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Credit card processing residual income refers to the ongoing revenue that credit card processors earn from each transaction processed by their merchant clients. This residual income is typically a percentage of the transaction amount and is paid out to the credit card processor on a monthly basis. The residual income is a key source of revenue for credit card processors and can provide a steady stream of income over time.

How to Become a Credit Card Processing Agent

How to Become a Registered ISO

Becoming a registered ISO (Independent Sales Organization) involves partnering with a larger payment processing company and acting as an independent agent for that company. The process of becoming a registered ISO typically involves the following steps:

1. Research payment processing companies: Start by researching different payment processing companies that offer ISO programs. Look for companies with a good reputation, competitive rates, and a strong support system for their ISOs.

2. Apply to become an ISO: Once you have identified a payment processing company that you would like to partner with, you will need to apply to become an ISO. This typically involves filling out an application form and providing information about your business and sales experience.

3. Meet the requirements: In order to become a registered ISO, you will need to meet certain requirements set by the payment processing company. This may include meeting sales quotas, undergoing a background check, and completing any required training.

4. Sign an agreement: If your application is approved, you will need to sign an agreement with the payment processing company that outlines the terms of your partnership. This agreement will detail the commission structure, the services you are authorized to sell, and any other requirements or restrictions.

5. Start selling: Once you have become a registered ISO, you can start selling merchant services, such as credit card processing, to businesses and earning commissions on each transaction processed.

White Label Payment Platform

Benefits of White Label Payment Processing for Starting a Payment Processing Company

White label payment processing offers a range of benefits for individuals or companies looking to start their own payment processing company. Some of the key benefits of white label payment processing include:

1. Branding: With white label payment processing, you have the opportunity to brand the payment processing services as your own. This can help you establish a unique identity in the market and build brand recognition among potential customers.

2. Flexibility: White label payment platforms offer a high degree of flexibility, allowing you to customize the services to meet the specific needs of your customers. You can tailor pricing, features, and branding to differentiate yourself from competitors



Shaw Merchant Group

At Shaw Merchant Group we specialize in merchant services agent and ISO development. We are a group of experienced payment processing industry professionals.